Understanding Small Business is our Specialty!

SouthShore Community Bank's approach to business banking is simple! We care about you and the success of your business. Our experienced professionals make your business their priority.


Commercial Analysis Checking

This non-interest-bearing account is for business customers that have moderate to high transaction volumes. Commercial Analysis allows you to offset your monthly service charges, including account activity, with an earnings credit allowance. The earnings credit is calculated on the daily collected balance maintained in the account less current reserve requirements. This account provides access to our convenient online banking, SouthShore Xpress Deposit and SouthShore Xpress Courier.
  • Minimum balance to open account - $100.00
  • Earnings credit rate - Tiered/Variable
  • Monthly service charge - $15.00

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Small Busines Checking

This non-interest-bearing account with no monthly service charge is designed to support the needs of business customers with moderate transactions. This account also provides access to our convenient online banking, SouthShore Xpress Deposit and SouthShore Xpress Courier.
  • Minimum balance to open account - $100.00
  • 300 items* - Included
  • Additional items (each) - $0.25

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Business Interest Checking

This tiered interest-bearing checking account is available to sole proprietors, and non-profit organizations that would like to put their money to work for them. Business Interest Checking is ideal for those with limited transaction volumes.

  • Minimum balance to open account - $100.00
  • Service charge waived when you maintain a minimum daily balance of - $3,000.00
  • Monthly service charge - $15.00
  • Minimum balance to earn interest - $1,000.00
  • 100 items* - included
  • Additional items (each) - $0.25

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Community Checking

As part of our commitment to the community, we offer an interest-bearing account with no monthly service charge to non-profit organizations. This is an affordable account designed for organizations with low to moderate activity.
  • Minimum balance to open account - $100.00
  • 200 items* - included
  • Additional items (each) - $0.25

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IOTA Checking

SouthShore Community Bank offers tiered interest-bearing IOTA accounts. SouthShore Xpress Deposit, SouthShore Xpress Courier, online banking and bill pay are available with this account.
  • Minimum balance to open account - $100.00
  • Service charge waived when you maintain a minimum daily balance of - $1,000.00
  • Unlimited check writing
  • Monthly service charge - $15.00
  • Unlimited check writing

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Business Money Market

This account offers competitive tiered interest rates.
  • Minimum balance to open account - $1,000.00
  • Service charge waived when you maintain a minimum daily balance of - $5,000.00
  • Monthly Transaction Limitations**
  • Monthly service charge - $10.00

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Premier Business Money Market

This account offers the highest tiered interest rates available for business accounts.
  • Minimum balance to open account - $25,000.00
  • Service charge waived when you maintain a minimum daily balance of - $10,000.00
  • Monthly Transaction Limitations**
  • Monthly service charge - $15.00

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*Includes all checks, debits, deposits, credits, items deposited, electronic debits and credits. You incur a fee for each transaction over item limit regardless of the balance you maintain. savings accounts
**Six total debit transactions allowed with no more than three debits by check or draft to a 3rd party; additional debits exceeding these numbers will be charged an excessive withdrawal fee of $5.00 per item, regardless of balance.

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